SAVE VS SPLURGE: KNOW HOW TO MANAGE YOUR MONEY WHEN SHOPPING

For as long as I can remember I have always loved shopping, and I mean loved it. Sale shopping, new in, thrifting, online shopping, bargain hunting… you name it – I love it! That little thrill you get as you walk out of the shop when you’ve just made your new purchase or just treated yourself, because why the hell not? Over the years, one thing I have noticed is that my style has evolved and now I try to buy less and choose well, I’d rather invest my money into key pieces that I can see myself wearing for the next five/ten years rather than ditching before the season is even over.
I thought I’d put together my top tips on when knowing when to spend and when to save when it comes to shopping! I hope you find them useful and *sorry to your bank account in advance!
Don’t impulse buy: This is a key point for me, sometimes I’ll go shopping and just be completely overwhelmed by the options, because oh my god I’m going on holiday and have nothing to wear *cue spending a ridiculous amount of money on stuff I’ll only wear once then eBay it because I’m skint again. If I’m out and I find something that I really love, I’ll try to leave the shop, carry on browsing or head for a coffee – step away from the environment and think about the purchase, are you really going to wear it? Any particular occasion? And what will you wear it with? If I can justify buying it I’ll head back to pick it up and feel happy with my purchase rather than feel guilty for impulse buying. 

Be selective: As I mentioned I’m trying to be more selection now that I’m older, there are so many designer bags that I’m lusting over right now. I’ve come to the conclusion that by the end of this year I’m going to buy myself one, I’ll buy a classic bag in a colour that’s wearable for all seasons and not just a ‘fad’ – I personally see designer bags as an investment, if they are treated well I’d love to be able to pass them down hopefully to my children one day! My aunt has had a Louis Vuitton bag for around 20 years and it looks amazing, some bags genuinely look better with age if kept well!

Check out the best deals: Even if you have your heart set on a designer bag, shoes or even a nice Winter coat don’t rush to buy it. If you know the brand is stocked at five different retailers or departments stores then be sure to check out any offers they have, even if it’s 10% off for opening a loyalty card etc – 10% off a purchase £500+ soon adds up and makes a difference! Also, scout the sales to see if anything you’re after has gone into it, although bare in mind classic styles/colours don’t tend to be reduced in the sales. Another option is to check out designer outlets for bargains too!

Have a clear out: Every season (or more often if you’re a hoarder like me!) have a good old clear out through your wardrobe – including shoes, bags and accessories and have a clear out. During the summer months I tend to rope Rob or my best friend into doing car bootsales with me, during the Winter I’ll stick to eBay or Depop. It’s great to clear some space in your wardrobe, also that couple of hundred pound you make you can invest into your next seasons wardrobe without feeling too guilty!
What are your top tips for being thrifty when it comes to shopping? Are you a saver or a splurger?

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9 Comments

  1. Emmys Blog 16th April 2015 / 5:13 pm

    I agree impulse buying can be dangerous for my purse, i usually go into Boots with an idea of what i need x
    Emma | Emmys Blog

  2. Katina Lindaa 17th April 2015 / 2:10 am

    One way I've really helped my self not impulse buy is by keeping no coins on me! I put all of my coins into a money box as soon as I get home because I find that if I have like $10 in coins, if I see something for $10 I think oh this is nothing and I buy it, and never use it. It used to happen over and over again and I found that I was spending 100's every year this way! So now that I don't have coins on me and they're in a money box, I open it up once a year and It's a lovely surprise haha! x

    www,katinalindaa.com

    • Hayley Rubery 8th May 2015 / 9:39 pm

      Ahh that's such a good idea, I need one of those piggy banks where you can only smash it to open it – such a great way to save! x

  3. Naomi Vangestel 17th April 2015 / 7:37 am

    Great post! I usually don't have any issues with knowing what to spend money on and what not, I can so easily leave a store if I don't HAVE to buy whatever I like.

    XO Naomi in Wonderland

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