Savvy shopping: I’m not sure if ‘savvy shopping’ is a thing but we’ll go with that! The first key point for shopping purse friendly has to be points cards, I have a beauty card for Superdrug, Debenhams and also a Boots advantage card. It’s a great way to earn money back and learn about offers and rewards the stores are offering, I always tend to do Christmas shopping in stores that I have points cards with too so I can earn something back.
Travel: I’ve always been a budget traveller, from mine and Rob’s six week stint in Thailand to a recent two day city break in Paris I’m always on the look out for cheap deals when it comes to flights, accommodation and travel and it free’s up a bit more spending money whilst on holiday. My go-to budget airline has to be Easyjet – the flights are also incredibly cheap and I’ve always had a great experience with the airline. If you’re not a keen flyer and are travelling within Europe then why not try the Eurostar – you can read my full review of my experience here. When it comes to booking budget accommodation my go-to’s are always Booking.com and Air BnB.
Finances: This point is key as it’s important to get a low rate credit card – I had a student credit card from uni but since gratuating the interest rate went up to 29% APR which was crazy so I took out a low rate loan to pay it off within the year. Credit cards aren’t a bad thing if used wisely, it’s good to have one to build up a credit rating which will help when it comes to getting a mortgage. If I’m going to buy something on my credit card I’ll always make sure I can afford to re-pay it and set myself a payment time frame to have it paid off by.
Out with the old in with the new: I’m quite the hoarder but every summer I have a big old clear out and often do several bootsales each year. This year I managed to fit in three and made nearly £500 which I was chuffed with. During the winter months when bootsales aren’t running I usually round up a couple of bags full to pop onto Ebay or Depop.
Treat yo’self: If you’re looking for a great date night activity or to treat a loved one I always scour Last Minute as they have lots of theatre, restaurant and entertainment offers – you can always take a look for flights and hotels here too! If you’re looking for a spa day/treatment I always have a browse on Wahanda, they have an app too which I love to have a sneaky look at in my lunch breaks!
I hope you’ve found this post useful, let me know if you have any great budget tips!